THDA quiz · As of 10-28-2026

Know your homebuying rights

Educational only. Not a prequalification, pre-approval, loan offer or credit decision. AskResi is not a lender. Only a THDA-approved lender can tell you if you qualify.

Equal Housing Opportunity.

1 of 4

The federal Fair Housing Act covers lenders and real estate agents, not only landlords.

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Educational only. Not a prequalification, pre-approval, loan offer or credit decision. AskResi is not a lender. Only a THDA-approved lender can tell you if you qualify.

Equal Housing Opportunity.

2 of 4

An agent may steer buyers toward or away from an area based on who already lives there.

Educational only. Not a prequalification, pre-approval, loan offer or credit decision. AskResi is not a lender. Only a THDA-approved lender can tell you if you qualify.

Equal Housing Opportunity.

3 of 4

Someone who thinks they were treated unfairly can file a complaint with HUD or the Tennessee Human Rights Commission.

Educational only. Not a prequalification, pre-approval, loan offer or credit decision. AskResi is not a lender. Only a THDA-approved lender can tell you if you qualify.

Equal Housing Opportunity.

4 of 4

A lender may offer different loan terms because of a buyer's personal background rather than their finances.

Educational only. Not a prequalification, pre-approval, loan offer or credit decision. AskResi is not a lender. Only a THDA-approved lender can tell you if you qualify.

Equal Housing Opportunity.

Your result

All four right

The first and third are true and the second and fourth are false, and you called all four. The Fair Housing Act covers lenders and agents, steering is not allowed, loan terms should rest on finances, and HUD and the Tennessee Human Rights Commission take complaints. This is general information, not legal advice.

HUD's fair housing page (hud.gov)

The Tennessee Human Rights Commission

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Here are the facts

The first and third are true and the second and fourth are false. The Fair Housing Act covers lenders and agents, steering is not allowed, loan terms should rest on finances, and HUD and the Tennessee Human Rights Commission take complaints. This is general information, not legal advice.

HUD's fair housing page (hud.gov)

The Tennessee Human Rights Commission

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I agree AskResi may email me this result and checklist now, and two short follow-ups over the next week: one on down payment help and one on finding a THDA-approved lender. We never sell your information. I can stop them in one click. Not a loan application.

What next

Find a THDA-approved lender at thda.org
See the other THDA quizzes