Buying costs money to start and to sell, so a stay under about 3 years often favors renting. The break-even point usually takes longer than that.
What this rests on
Income and purchase price limits depend on the county and the size of the household. As of 10-28-2026.
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Ask a lender
How long you stay is the biggest piece of the choice, so think on it first. A THDA-approved lender can then show how buying would work for you.
What this rests on
Income and purchase price limits depend on the county and the size of the household. As of 10-28-2026.
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May fit
A longer stay gives buying more time to pay off its up-front costs, and your rent is high next to this price range, so buying may be worth a closer look.
What this rests on
Income and purchase price limits depend on the county and the size of the household. As of 10-28-2026.
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Ask a lender
It is a close call and depends on your actual costs. This quiz uses no rate, tax or insurance figures; a THDA-approved lender can run yours.
What this rests on
Income and purchase price limits depend on the county and the size of the household. As of 10-28-2026.
Share this result A picture with the result, the educational-only line and the quiz address. No answers, no email, nothing about you. Square post · Story or reel · Open house screen