THDA quiz · As of 10-28-2026
Targeted area check
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Your result
Ask a lender
You chose your county. Whether a targeted area matters depends on your ownership history, so check THDA's map and ask a THDA-approved lender.
What this rests on
- A buyer who has not lived in a home they owned in the last 3 years may be a first-time buyer under THDA's rule. Repeat buyers may also be eligible in a targeted county or area, or as qualified military and spouse. THDA lists 43 counties as targeted, and designated areas in additional counties. As of 10-28-2026.
May fit
You chose your county. If you have not lived in a home you owned in the last 3 years, the first-time buyer rule may already be met, and a targeted area may not matter. Check THDA's map anyway.
What this rests on
- A buyer who has not lived in a home they owned in the last 3 years may be a first-time buyer under THDA's rule. Repeat buyers may also be eligible in a targeted county or area, or as qualified military and spouse. THDA lists 43 counties as targeted, and designated areas in additional counties. As of 10-28-2026.
Ask a lender
You chose your county. Some counties are only partly targeted, so the exact address matters. Check THDA's map for that address, then ask a THDA-approved lender.
What this rests on
- A buyer who has not lived in a home they owned in the last 3 years may be a first-time buyer under THDA's rule. Repeat buyers may also be eligible in a targeted county or area, or as qualified military and spouse. THDA lists 43 counties as targeted, and designated areas in additional counties. As of 10-28-2026.
- Income and purchase price limits depend on the county and the size of the household. As of 10-28-2026.
Ask a lender
You chose your county. A targeted area can be the route for a repeat buyer. Check THDA's map for the county first, then for each address you look at, and ask a THDA-approved lender.
What this rests on
- A buyer who has not lived in a home they owned in the last 3 years may be a first-time buyer under THDA's rule. Repeat buyers may also be eligible in a targeted county or area, or as qualified military and spouse. THDA lists 43 counties as targeted, and designated areas in additional counties. As of 10-28-2026.
- Income and purchase price limits depend on the county and the size of the household. As of 10-28-2026.