askresi.com · Wednesday, November 4, 2026 · Issue No. 12Get it delivered freePuzzlesAsk Resi homeAdd yourself to the Directory

The Resi Gazette

East Tennessee Edition

Wednesday edition · Nov 4, 2026 · 6:00 AM EST
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Beyond the credit report: How lenders can navigate the next era of mortgage credit

Advantage Partners Solutions’ Patrick Tynan explains why new scoring options, rising costs and evolving credit requirements are changing how lenders approach mortgage credit strategy.

From free public sources; each headline links to the publisher's own page.

Knoxville has 1,991 active listings this edition, with a median asking price of $400,000 and a median of 55 days on the market. Knoxville saw no asking-price cuts and no increases this edition. The Knoxville page lists every home there.

Next door, Chattanooga has 39 active listings and a median asking price of $370,000, $30,000 lower than Knoxville's. Per square foot the median asks $215 in Chattanooga against $233 in Knoxville, so Chattanooga is lower; the median lot is 0.21 acres in Chattanooga against 0.27 acres in Knoxville, so Knoxville has more land. Also nearby, Maryville has 414 active listings and a median asking price of $449,900, $49,900 higher than Knoxville's. Per square foot the median asks $229 in Maryville against $233 in Knoxville, so Maryville is lower; the median lot is 0.71 acres in Maryville against 0.27 acres in Knoxville, so Maryville has more land. Every figure is an asking price from the same edition.

Across the whole market the Gazette counts 12,373 active listings with a median asking price of $349,000. The median asking price works out to $236 per square foot. The median time on the market is 78 days. The by-the-numbers page sets out every city, with the charts.

Edition No. 12 covers Nov 3 to Nov 4, and in that window 17 new listings came on, five price cuts were recorded, no price increases were recorded, and ten listings left the active market.

Beyond the credit report: How lenders can navigate the next era of mortgage credit Advantage Partners Solutions’ Patrick Tynan explains why new scoring options, rising costs and evolving credit requirements are changing how lenders approach mortgage credit strategy. — HousingWire, Nov 4
The deal closed. When do the savings start? For homebuilders, the timing of acquisition savings often comes down to the systems and Supplier connections already in place — HousingWire, Nov 4
The mortgage operating model after AI A persistent borrower profile could reduce handoffs and let multiple risk models run on the same evidence — HousingWire, Nov 4
Finance of America grows origination volume but reports $110M loss in Q3 Funded volume increased 24% year over year to $748 million, but higher interest rates pressured origination margins — HousingWire, Nov 3
MSRs trade at richest levels in decades as lenders, funds pile in From Rate’s full retention stance to UWM’s bulk sale, strategies diverge — HousingWire, Nov 3
NIMBYs cite a 155-year-old law to thwart a San Francisco project A Reconstruction-era civil rights statute is the sole federal hook in a lawsuit over homes above a waterfront Safeway — HousingWire, Nov 3
Why homebuilders and lot sellers no longer price risk the same way Public homebuilder gross margins fell to about 20% from 26%, and incentives rose to about 8% to 12% of prices — HousingWire, Nov 3
Social Security COLA, tax break could narrow spending gap for older consumers in 2027 Policy drivers could have implications for housing, including renovation demand and affordability assessments for older clients — HousingWire, Nov 3

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